Grew up as an Airforce brat - living in over 15 US states. When my brother went to medical school in Guadalajara, I visited him (1972) and during a adventuresome road-trip, we stopped at Lake Chapala and Ajijic. The "hook" was set and as a financial planner I started doing financial planning seminars in Mexico for Expats - just to be able spend more time there. Finally happened across Focus on Mexico and become a speaker - and now, along with my wife Rhonda, we run the Focus program. We also spend several months a year in Halifax, Nova Scotia where, remarkably, all of our children and grandchildren reside.